Travel Health Insurance

I never really under stood the need to have travel health insurance. I know that it covers illness, personal injury, hospital / medical costs, accidental death and things of that nature. I didn’t know that some travel insurance also covers trip cancellation due to illness, lost or stolen luggage and the like. I could understand the need for it in case you lose your luggage but if you have health insurance why would you then also need travel health insurance?


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